Your first home is closer than you think.
Government schemes, family help and new builds can bring the day forward. We’ll show you what you could be eligible for.
Sound familiar?
Saving the deposit feels never-ending
Every time you get close, something else comes up. The goalposts keep moving.
Prices move faster than you can save
The market doesn’t wait, and watching it run away from you is exhausting.
You're not sure which schemes apply to you
Federal, state, guarantees, grants. Nobody hands you the map.
Nobody teaches you this stuff. That’s not a you problem. We walk you through it, step by step.
The first one is the biggest step. You don't take it alone.
First home buyers right across Australia are getting there with the right help.
The paths worth exploring.
Every situation is different, so we look at yours first. These are the kinds of options we often find. All subject to a full assessment.
Government first home buyer schemes
Federal and state schemes can cut the deposit you need or the costs along the way. We check what you could be eligible for.
Family guarantee
Where a parent’s property helps secure the loan, so you can buy sooner with a smaller deposit.
New build and construction lending
Building instead of buying established can open grants and different lending options.
Lenders who suit newer jobs or contract income
Just changed roles or on contract? Some lenders are more comfortable with that than others.
A block of land and a five percent deposit.
Jake and Em found the perfect block in regional Victoria with a five percent deposit saved, and a bigger plan behind it: get into the market now, invest later. Using a first home buyer guarantee scheme and the first home owner grant for their new build, with stamp duty savings on top, they got started years earlier than they expected.
Details shared with the client’s permission; names and locations changed. Your situation will be different.
A five percent deposit, a new build, and a pile of scheme paperwork.
Guarantee scheme and grant forms handled, conveyancer looped in, progress payments managed through the build.
In their brand new home, investment plans intact.
The deposit was closer than she thought.
Bec, a Queensland school teacher, did not quite have her five percent saved. Then she mentioned something in passing: for years she had been putting a little extra into her super. Through the First Home Super Saver Scheme she drew those extra contributions back out, topped up her deposit and bought her first home.
Details shared with the client’s permission; names and locations changed. Your situation will be different.
Just short of a deposit, and no obvious way to close the gap.
The First Home Super Saver Scheme, using the extra super she had already put in.
First home bought, savings habit intact.
Four taps to see which schemes are worth checking
Let's find your way.
Sixty seconds, a few taps, and you’ll know what paths are worth a closer look.